10 Reasons the Housing Market Won’t Recover Anytime Soon
Some rights reserved by TheLizardQueen. Flickr We’re all pulling for the housing market to recover. Most of us want to live the American dream, and part of that dream is having a piece of land and a home of your own. As much as we’d like to be optimistic about the prospects of the housing market, it’s more important than ever to be realistic. More...
Why and How to Buy Your First Home
Home sweet home – buying a home is a dream for everybody and you are no different. If you still stay in a rented house, you must think about having your own home. Buy your own home and make your dream true. Why More...
Bank of America Customer Service Phone Number – Banking, Mortgages (Home Loans)
If you need to talk to a banking customer service representative please call the two phone numbers below. They are the two main customer phone numbers for Bank of America. If you’re looking for the home loan More...
Mortgage Rates Continue to Hit New Lows: Time to Refinance?
I’ve been meaning to refinance our home for a long time. However, we’ve held off because we weren’t sure where we’d end up, what with my husband finishing school. He’s teaching for More...
Want to Save Money? Choose a Smaller Home
When it comes to buying a house, you need to consider your own personal finance situation. During the housing bubble, and during the loose lending standards that helped fuel it, many people fell prey to the idea More...
U.S. Credit Downgrade: What’s Next for Mortgage Rates?
Last Friday evening, S&P downgraded the U.S. credit rating. This marks the first time that the U.S. has seen its sterling rating tarnished. Since then, the stock market has been quite volatile, with investors More...
Home Ownership: Cost Considerations
As you look for a home, shopping around and getting documents together for pre-approval, it is easy to lose sight of some of the costs involved with home ownership. There are costs associated with getting the mortgage, More...
Mortgage: Pre-Qualification vs. Pre-Approval
[ad#Left-Align Content Ad]When you are ready to buy a home, you need to figure out how much you can borrow. Many sellers like to see that you have already been considered by a lender, and that you have been approved More...
Re-evaluating Your Housing Needs
One of the the things I’ve learned about personal finances is that there is a big difference between what you can do and what you should do. When my husband and I were shopping for a home, we were approved More...
Housing Expenses: What is the 30% Rule?
One of the biggest questions people ask about finances is what the 30% rule means for housing. Does it mean net or gross income? Is it just the mortgage plus interest, or does it include other expenses? You might More...