High Deductible Health Plan: Know What You Are Getting
As open enrollment season begins at many employers, it is time to start thinking about what you will do for your health plan. One of the options increasingly being offered is a high deductible health plan. These plans help you by increasing your deductible — what you pay out of pocket — and offering a much lower monthly premium. You can More...
Why Long Term Investing Beats Short Term Trading
Do you still believe in long term investing? The last economic recession caused many investors to change from long term investors to short term traders. Over the last 10 years the total return of the stock market More...
Why Treasury Bonds Are A Bad Bet Right Now
Bonds are the toast of the town right now. Everyone from experts on CNBC to PIMCO’s Bill Gross have been championing the case for bonds over the last two years. I am normally a big fan of buying bonds because More...
Do You Understand the 5 “Core Competencies” of Financial Education?
When it comes to financial education, there are concerns that Americans do not know what they should. In order to rectify that situation, the U.S. Treasury has identified 5 “Core Competencies” of financial More...
Are Your Kids Saving for College?
September is National College Savings Month. Are your kids saving for college? If your child is planning to attend college, it is a good idea to have him or her start saving as early as possible. Indeed, it can More...
How You Can Survive The Current Recession
This is clearly one of the worst economies in United States history since the great depression. There is massive unemployment and individuals are losing their homes left and right. Most Americans just don’t More...
3 Things To Consider When Investing
You are all ready to start investing. If you want to invest in the stock market then you need to formulate a game plan. You game plan will determine whether you are a successful investor or a foolish speculator. More...
Black Swan Investing: Worth the Risk?
Ever since Nassim Taleb’s bestseller The Black Swan and the subsequent market crash that ensued, which was clearly a Black Swan (a very rare, unanticipated event), investors and news pundits have been crowing More...
ETF’s vs. Mutual Funds
Mutual funds have been the way to invest in the stock market for the average investor for the past century. Individual stocks were too much to keep up with on a daily basis. Mutual funds gave investors a way the More...
Can You Really Have Truly Passive Income?
We hear a lot about “passive income” when we discuss alternative income streams. For many, passive income is the Holy Grail of money making. The idea that you do nothing, and the income just comes to More...





