Do you still believe in long term investing? The last economic recession caused many investors to change from long term investors to short term traders. Over the last 10 years the total return of the stock market index has been nothing. Market experts used this data to bemoan the death of buy and hold investing. Although the lost decade has hurt the retirement accounts...
[ad#Content 300x250] Bonds are the toast of the town right now. Everyone from experts on CNBC to PIMCO’s Bill Gross have been championing the case for bonds over the last two years. I am normally a big fan of buying bonds because the dividend income is great and it helps to balance out wild stock market swings. But right now things look a little overdone in the bond...
When it comes to financial education, there are concerns that Americans do not know what they should. In order to rectify that situation, the U.S. Treasury has identified 5 “Core Competencies” of financial education. The idea is to put together a plan to help Americans assess whether or not they know what they should about money. Right now, the Treasury is...
September is National College Savings Month. Are your kids saving for college? If your child is planning to attend college, it is a good idea to have him or her start saving as early as possible. Indeed, it can help for you to start saving on their behalf. The cost of tuition continues to rise, and your children will need a significant amount of money if they are to reduce...
This is clearly one of the worst economies in United States history since the great depression. There is massive unemployment and individuals are losing their homes left and right. Most Americans just don’t feel good about the economy as a whole. People are trying everything that they can to survive the current economic downturn. You can not only survive the current...
You are all ready to start investing. If you want to invest in the stock market then you need to formulate a game plan. You game plan will determine whether you are a successful investor or a foolish speculator. The way to keep yourself from losing your hard earned money is by making sure that you have the proper risk vs. reward balance for your portfolio. Here are 3 things...
[ad#Content 300x250] Ever since Nassim Taleb’s bestseller The Black Swan and the subsequent market crash that ensued, which was clearly a Black Swan (a very rare, unanticipated event), investors and news pundits have been crowing about Black Swan investments and how to get rich off the next unanticipated event. First, it’s instructive to consider just how...
Mutual funds have been the way to invest in the stock market for the average investor for the past century. Individual stocks were too much to keep up with on a daily basis. Mutual funds gave investors a way the most efficient way to diversify among different asset classes. Over the past decade a new challenger has arisen that is gaining in popularity. Say hello to the...
We hear a lot about “passive income” when we discuss alternative income streams. For many, passive income is the Holy Grail of money making. The idea that you do nothing, and the income just comes to you is bewitching. However, is there really such a thing as passive income? I suppose that if you have some sort of inheritance that is managed on your behalf,...