What the Rapture Can Teach Us About Estate Planning
One of the things that has struck me as some gear up for what some believe will be the Rapture tomorrow, is that we really do want our assets cared for after we are gone. It’s why we get involved in estate More...
Housing Expenses: What is the 30% Rule?
One of the biggest questions people ask about finances is what the 30% rule means for housing. Does it mean net or gross income? Is it just the mortgage plus interest, or does it include other expenses? You might More...
Complete List of Personal Finance Blogs
How many personal finance blogs are there? Too many to count. Here are some resources to help you discover the best personal finance blogs on the web. An Overwhelming List of PF Blogs WiseBread – Explore more More...
Money Can Purchase Some Happiness
We hear a lot about how money can’t buy happiness. However, in some cases it really can. Recently, a study pointed out that $75,000 was the salary for happiness. Many might argue that they are perfectly happy More...
Personal Finance 101
Have you ever wondered what a stock, bond, or mutual fund are exactly? If so, then this is the post for you. These terms are thrown around daily on stations like CNBC. It’s just expected that the average person More...
Are You Paying Too Much for These 4 Financial Products?
If you are having trouble trimming the fat from your budget, it might be because you do not realize that you are paying too much for some things. And by too much, I mean paying anything at all. The truth is that More...
Is Now the Time for a Home Equity Loan?
Right now, interest rates are at record lows. This means that if you are going to borrow money, now is a good time to do it. (It is also a good time to pay down debt, since more of your payment will go to principal.) More...
Making Permanent Financial Changes
There has been a great deal of talk about the changes that many have made in response to the recent recession. Many have made financial changes, paying down credit card debt and building savings. A little more conscious More...
Overdraft Protection: Are You In or Out?
Earlier this week, Federal Reserve rules requiring banks to get your permission for debit card overdrafts went into effect. This might not be much of a surprise to you, since your bank has probably been sending More...
How To Trim the Fat Out of Your Budget
One of the most frustrating things about personal finance is feeling as though you cannot save any money. You know how important it is to save for such milestones as retirement, and that it is vital that you build More...
3 Goals to Meet Prior to Retirement
Retirement is one of those big milestones we mark in life. However, getting there is more of a journey than an event. On your way to retirement, it is a good idea to have small goals that can help you along to a More...
What Are IRA CDs?
One of the ways that you can save for retirement is to open an IRA. An IRA is a tax-advantaged retirement account that allows you to build a nest egg through investments. There are any number of investments that More...
5 Financial Issues that Can Cause Marital Stress
Marriage can be challenging on its own. Learning to live with someone else is difficult in any circumstance, and no amount of love or passion can change the fact that marriage requires conscientious effort to ensure More...