4 Tips for Buying a Foreclosure
In the current climate, one of the popular options for buying a home is to buy a foreclosure. Foreclosures can provide you with a great deal. They are often below market price for comparable homes, and you can buy More...
Establishing Spending Priorities
One of the most important things you can do for your finances is to establish spending priorities. When you prioritize your spending, you make sure that the most important items in your budget are funded first. More...
Are You Ready for the New Face of the Workforce?
A lot has changed since the financial crisis of 2008. And one of those things is the workforce. The last recession happened during a time when technology has advanced quite far, and there are higher costs associated More...
Insurance Necessities: Uninsured Motorist
One of the questions that many people ask when they are looking for insurance coverage is whether or not they need coverage for protection against uninsured drivers. Because many drivers are uninsured — in More...
Next Round of Bank Fees: Debit Cards
Many of us have come to rely on debit cards. They are convenient methods of payment, working like credit cards — and accepted where credit cards are used. You can swipe your debit card quickly and easily, More...
3 Reasons to Check Your Credit Report Regularly
I hate to admit it, but it’s been awhile since I’ve checked my credit report. Normally, I check my credit report three or four times a year. However, I’ve been a little lax recently. I don’t More...
What the Rapture Can Teach Us About Estate Planning
One of the things that has struck me as some gear up for what some believe will be the Rapture tomorrow, is that we really do want our assets cared for after we are gone. It’s why we get involved in estate More...
Are You Actually Saving Money?
One of the questions you need to ask yourself before you purchase something on sale, or take advantage of a “great bargain” is this: Am I really saving money? In so many instances, we think that we are More...
Brokerage CDs: Could You Get Higher Yields?
One of the products that some savers use in order to get higher yields on their CDs is brokerage CDs. For the most part, brokerage CDs are regular CDs. However, when you get them through a broker, sometimes you More...
What Are Your Options When A Credit Card Issuer Changes Terms?
One of the consequences of the recently enacted Credit CARD Act is that many credit card issuers are changing some of the terms of their agreements. This can include providing you notice that they are changing the More...
Better Quality = Less Spending Down the Road
When you are bargain hunting, it often seems to be just about the price. However, a true bargain is about more than just paying as little as possible. Sometimes even at a cheap price, you are paying more than you More...
Are You Ready for Tax Season?
Tax season? Already? Even though tax season doesn’t really begin until the beginning of the year, you can reduce the stress related to tax season by getting ready now. If you haven’t been keeping track More...
Is Your Rebate Check Really a Gift Card?
Paper checks are in the process of disappearing from the financial landscape. And it’s no wonder: Plastic is much easier to carry around, and electronic payment options for bill pay are more convenient in More...
Are You Ready for the Next Recession?
It would be nice to think that the most recent recession was an aberration, but the truth is that it is not. Recessions come and go; it is part of the natural economic cycle. You can always expect there to be up More...
Can You Really Have Truly Passive Income?
We hear a lot about “passive income” when we discuss alternative income streams. For many, passive income is the Holy Grail of money making. The idea that you do nothing, and the income just comes to More...
Making Permanent Financial Changes
There has been a great deal of talk about the changes that many have made in response to the recent recession. Many have made financial changes, paying down credit card debt and building savings. A little more conscious More...
When a Department Store Credit Card Might Make Sense
One of the subtle influences on your credit score is the type of credit account you have. For instance, while it doesn’t count that much, it makes a small difference whether you have a department store credit More...
4 Tips for Haggling a Lower Price
In these economic times, many are looking for ways to save a little money. One of the ways to do this is to haggle for a lower price. Whether you are looking for a better price on a car, to get a discount on travel, More...
3 Goals to Meet Prior to Retirement
Retirement is one of those big milestones we mark in life. However, getting there is more of a journey than an event. On your way to retirement, it is a good idea to have small goals that can help you along to a More...
What Are IRA CDs?
One of the ways that you can save for retirement is to open an IRA. An IRA is a tax-advantaged retirement account that allows you to build a nest egg through investments. There are any number of investments that More...