Are You Trying to Receive a Financial Education?
Do you know how money works? One of the reasons that many people have a hard time getting ahead is due to the fact that they really don’t know how money works. When you don’t understand money, it can More...
Establishing Spending Priorities
One of the most important things you can do for your finances is to establish spending priorities. When you prioritize your spending, you make sure that the most important items in your budget are funded first. More...
Insurance Necessities: Uninsured Motorist
One of the questions that many people ask when they are looking for insurance coverage is whether or not they need coverage for protection against uninsured drivers. Because many drivers are uninsured — in More...
Next Round of Bank Fees: Debit Cards
Many of us have come to rely on debit cards. They are convenient methods of payment, working like credit cards — and accepted where credit cards are used. You can swipe your debit card quickly and easily, More...
Pay Down Debt and Save Money: Increase Your Income
Many of us have a goal to pay down debt and to increase the amount of money that we save. The only issue that seems to get in the way is a lack of resources. What happens is you don’t feel like you have enough More...
Is It Sometimes Worth It To Pay a Little More?
One of the questions we sometimes have to ask ourselves is this: Is it sometimes worth it to pay a little more? The issue of the Netflix price increase has me thinking about when it might be worth your while to More...
Find the Money to Pay Down Debt
One of the most common financial goals that many people have is paying down debt. Finding the money to pay down debt can be difficult, though. In order to be more effective as part of a debt pay down plan, you need More...
Setting Short-Term Savings Goals
One of the best things you can do for your finances is to be in the habit of setting short-term savings goals. Many of us think of saving as something we do for the long term, like when we want to buy a house or More...
What the Rapture Can Teach Us About Estate Planning
One of the things that has struck me as some gear up for what some believe will be the Rapture tomorrow, is that we really do want our assets cared for after we are gone. It’s why we get involved in estate More...
Are You Actually Saving Money?
One of the questions you need to ask yourself before you purchase something on sale, or take advantage of a “great bargain” is this: Am I really saving money? In so many instances, we think that we are More...
What Are Your Options When A Credit Card Issuer Changes Terms?
One of the consequences of the recently enacted Credit CARD Act is that many credit card issuers are changing some of the terms of their agreements. This can include providing you notice that they are changing the More...
Save Money and Energy: Getting Ready for Winter
Our heater kicked on for the first time this morning, reminding me that winter is on the way. (Hopefully we’ll get a few weeks of autumn first.) That means it’s time to start getting the house ready More...
Are You Ready for the Next Recession?
It would be nice to think that the most recent recession was an aberration, but the truth is that it is not. Recessions come and go; it is part of the natural economic cycle. You can always expect there to be up More...