A person’s age plays a significant role in their willingness to utilize the convenience of banking online. Weekly trips to the bank were part of the normal routine throughout the working years for many older people and the thought of accessing a bank account through a computer is simply beyond comprehension. The fact remains, long lines in a brick and mortar banking...

Many of us have come to rely on debit cards. They are convenient methods of payment, working like credit cards — and accepted where credit cards are used. You can swipe your debit card quickly and easily, without worrying about paying interest; your money comes right out of your checking. And now, banks are betting on the fact that you will want to keep the convenience...

No doubt, you are aware that Fair Isaac, the company that markets the FICO score, is a leader in consumer profiling. After all, the company offers numerous scores, from a special mortgage score to an “expansion” score meant to help those without traditional credit loans be evaluated by the way they make utility payments and rent payments. Now, though, FICO...

One of the growing trends right now is rewards checking. You can go in to a brick and mortar bank and find rewards checking accounts, or you can find rewards checking offerings online. Rewards checking can be a great banking tool, if you use it properly. Rewards Debit Card [ad#Left-Align Content Ad]The most common feature of rewards checking is the debit card. Many of...

[ad#Left-Align Content Ad]One of the basic rules of personal finance is to make sure you have an emergency fund. An emergency fund is a short-term savings account that provides you with access to money when you need to cover unexpected expenses. It can be a wise idea to have two different emergency funds: One for short-term costs, such as car repairs, and one for long-term...

We asked visitors who changed from a traditional bank to credit union. Besides things like customer service, community focus – credit unions provide a lot of features unmatched by traditional banks. Also be sure to check out Credit Unions vs Banks, reasons why people make the switch. Funny you should mention it. I just switched back to a credit union today. The...