Chase Bank’s CD Rates are some of the Lowest Yielding

Chase CD Rates are not a viable option for interest rate checkers. Or generally anybody looking to get a competitive rate on their investment.

Walk into one of their 5,100 branch offices and ask for their current cd rates and they will offer: 0.20% APY on a 12-month CD, to 0.75% APY on a 36-month CD and 1.25% APY on a 60-month CD.

But these lacking rates will be lifted in you already have an account with Chase. These are higher-yielding rates that are seen as “special” – but nobody could tell off their rates.

If you have a Chase checking account and between $1,000 and $10,000 to invest, you can qualify for the slightly higher tier of “Relationship” rates.

They still offer below average returns, however — 0.25% APY for a 12-month CD, 1.01% APY on a 36-month CD and 1.50% APY on a 60-month CD.

Still not satisfied with Chase Banks’ lacking rates? Well, they have one more tier – held only for the highest quality customers.

To obtain the top tier of “Special” rates you’ll need a Chase checking account and more than $10,000 to invest.

They pay slightly higher than average returns — 0.75% APY on a 13-month CD, 1.35% APY on a 36-month CD and 2.00% APY on a 60-month CD.

With these rates and these restrictions its no wonder why it is probably best just to stick to national and online banks when searching for high yielding cd rates.

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