Some of the best CD rates in Modesto, CA can be found at the Oak Valley Community Bank, Chase Bank and Bank of America.
Oak Valley Community Bank has marginally, high CD rates: offering a 1 year CD at 0.60% APY. The minimum opening balance for a certificate of deposit is $2,500. The interest is compounding on a daily basis. The terms can range from 1 month to 5 years.
- 1 month – 0.20% APY CD rate
- 6 month – 0.30% APY CD rate
- 1 year – 0.60% APY CD rate
- 2 year – 0.90% APY CD rate
- 3 year – 1.44% APY CD rate
The Oak Valley Community Bank is also offering IRAs, savings accounts, Home Equity Loans and Health Savings Accounts.
As a client, of Chase Bank, you will be able to earn a fixed interest rate for the CD terms. The terms can vary from 6 months to 3 years. You can choose to receive the interest into a current CD, a Checking or savings account.
- 6 month – 0.25% APY CD rate
- 1 year – 0.25% APY CD rate
- 18 month – 0.50% APY CD rate
- 2 year – 0.50% APY CD rate
- 3 year – 1.01% APY CD rate
The Chase Bank is also offering other products and services like Checking Accounts and Savings & Money Market Accounts.
Bank of America has lower yielding CD rates, their Certificate of deposit terms can vary from 7 days to 10 years. For the promotional and Opt-Up CD accounts you will need a minimum of $10,000. The Risk Free CD requires $5,000. For early withdrawal you will be required to pay an extra fee.
- 1 month – 0.25% APY CD rate
- 3 month – 0.28% APY CD rate
- 1 year – 0.45% APY CD rate
- 2 year – 0.65% APY CD rate
- 3 year – 11% APY CD rate
- 5 year – 1.39% APY CD rate
- 10 year – 1.40% APY CD rate
Banks in Modesto: Branch Locations, Phone numbers
- Westamerica Bank – 1003 12th Street, Modesto, CA (209) 572-7510
- Union Bank – 1124 J Street, Modesto, CA (209) 576-2000
- Wells Fargo Bank – 1120 K Street, Modesto, CA (209) 578-6810
- U.S. Bank – 2008 McHenry Avenue, Modesto, CA (209) 491-5040
- Stanislaus County Federal CU – 1419 J Street, Modesto, CA (209) 549-8511
- Bank of the West – 3801 Pelandale Ave # C, Modesto, CA (209) 545-7580
- Oak Valley Community Bank – 1200 I St # 300, Modesto, CA (209) 549-2265
- F & M Bank – 3001 McHenry Avenue, Modesto, CA (209) 571-4000
- Bank of America – 1601 I Street, Modesto, CA (209) 578-6012
- U.S. Bank – 1120 11th Street, Modesto, CA (209) 491-5050
- Guaranty Bank #963 – 3013 McHenry Avenue, Modesto, CA (209) 526-2933
- Umpqua Bank – 2525 McHenry Avenue, Modesto, CA (209) 593-6600
- Modesto Commerce Bank – 1302 J Street, Modesto, CA (209) 521-4100
- Tri Counties Bank – 3020 Floyd Ave # 139, Modesto, CA (209) 551-0161
- Tri Counties Bank – 2020 Standiford Ave # A, Modesto, CA (209) 548-4030
- Delta National Bank – 2711 McHenry Avenue, Modesto, CA (209) 527-3700
- Chase Bank and ATM – 2609 McHenry Avenue, Modesto, CA (209) 529-7984
- Pacific State Bank – Ste H, 2020 Standiford Avenue, Modesto, CA (209) 758-1300
- Bank of Agriculture & Commerce – 2605 Coffee Rd # 100, Modesto, CA (209) 544-2227
- Bank of America Mortgage – 1301 L Street Ste 1, Modesto, CA (209) 571-4900
Credit Unions in Modesto, CA
- Valley First Credit Union – 1419 J Street, Modesto, CA (209) 549-8500
- Mocse Federal Credit Union – 3600 Coffee Road, Modesto, CA (209) 572-3600
- Community Trust Credit Union – 2504 Tenaya Drive, Modesto, CA (209) 521-6015
- Valley First Credit Union – 3401 Dale Rd # 700, Modesto, CA (209) 577-2878
- Modesto’s First Federal CU – 430 12th Street, Modesto, CA (209) 521-2020
- California Community Credit Union – 2900 Standiford Ave # 9, Modesto, CA (209) 544-3971
- Organized Labor Credit Union – 2112 Mchenry Ave # A, Modesto, CA (209) 527-8731
- Operating Engineers Fed CU – 538 Mchenry Ave # A, Modesto, CA (209) 525-8460
- Valley First Credit Union – 1005 West Orangeburg Avenue, Modesto, CA (209) 549-8500
- Community Trust Cu – 2256 Patterson Road, Riverbank, CA (209) 521-6015
- Rolling F Credit Union – 2101 Geer Rd # 401, Turlock, CA (209) 634-2911
- Financial Center Credit Union – 206 East Yosemite Avenue, Manteca, CA (209) 824-7065
- Golden Valley Credit Union – 409 W Center St, Manteca, CA (209) 825-5878
- Valley First Credit Union – 2655 Geer Road, Turlock, CA (209) 656-6605
- Mocse Credit Union – 321 East Main Street, Turlock, CA (209) 632-5400
- Yosemite Farm Credit – 1213 13th Street, Modesto, CA (209) 527-1900
- State Employee Credit Union 84 – 23500 Kasson Rd, Tracy, CA (209) 836-4230
- Central Valley Farm Credit – 1115 14th Street, Modesto, CA (209) 522-1080
- Central State Credit Union – 919 North Center Street, Stockton, CA (209) 444-5300
- Premier Community Credit Union – 951 Central Avenue, Tracy, CA (209) 836-2185