4 Tips for Buying a Foreclosure
In the current climate, one of the popular options for buying a home is to buy a foreclosure. Foreclosures can provide you with a great deal. They are often below market price for comparable homes, and you can buy More...
Negotiating a Lower Interest Rate on Your Credit Cards
One of the most depressing things about credit cards is the interest rates that you are charged. The interest rate you pay can make it harder to pay down debt and obtain financial freedom. If you are looking for More...
Mortgage Rates Continue to Hit New Lows: Time to Refinance?
I’ve been meaning to refinance our home for a long time. However, we’ve held off because we weren’t sure where we’d end up, what with my husband finishing school. He’s teaching for More...
Are You Trying to Receive a Financial Education?
Do you know how money works? One of the reasons that many people have a hard time getting ahead is due to the fact that they really don’t know how money works. When you don’t understand money, it can More...
As Debit Card Fee Caps Come Into Effect, Banks Raise Fees on Consumers
Are you ready for the next move in the war on consumers? Banks are preparing to institute debit card fees in response to the caps that are about to go into effect. Tomorrow marks the day when a cap on debit card More...
Establishing Spending Priorities
One of the most important things you can do for your finances is to establish spending priorities. When you prioritize your spending, you make sure that the most important items in your budget are funded first. More...
Emergency Fund: Are You Ready for a Double Dip Recession?
The Federal Reserve recently downgraded the outlook for the U.S. economy. At the same time as making the announcement of the downgrade, Ben Bernanke also announced that they will be taking quantitative easing measures, More...
Worried About Identity Fraud? Consider a Credit Freeze
[ad#Left-Align Content Ad]One of the biggest concerns that many people have right now is identity fraud. There is good reason for concerns about identity theft: It’s the fastest growing crime. Whether someone More...
Want Out of the Debt Hole? Stop Digging
One of the first, and most important things, that you need to do if you are looking to get out of debt is to stop spending more. It sounds obvious, but it really is difficult to stop digging when you’re trying More...
Small and Simple Ways to Save Money
There are many ways to save money, from buying a smaller house, to refinancing your car loan or mortgage loan, to cutting out the cable subscription. But those items are big, and they may not be practical in your More...
Are You Ready for the New Face of the Workforce?
A lot has changed since the financial crisis of 2008. And one of those things is the workforce. The last recession happened during a time when technology has advanced quite far, and there are higher costs associated More...
Buying a Home: How Long Will You Be There?
Many people are excited about buying a home right now. This, of course, makes sense. Prices are low, and so are mortgage rates. This means that you can get a good deal on a home, and pay less in interes. However, More...
Want to Save Money? Choose a Smaller Home
When it comes to buying a house, you need to consider your own personal finance situation. During the housing bubble, and during the loose lending standards that helped fuel it, many people fell prey to the idea More...
Variable Income: Are You Saving for a Rainy Day?
[ad#Left-Align Content Ad]One of the biggest challenges that many of us increasingly face is that of having a variable income. It is possible to budget your money on a variable income, but you do need to be better More...
Insurance Necessities: Uninsured Motorist
One of the questions that many people ask when they are looking for insurance coverage is whether or not they need coverage for protection against uninsured drivers. Because many drivers are uninsured — in More...
Next Round of Bank Fees: Debit Cards
Many of us have come to rely on debit cards. They are convenient methods of payment, working like credit cards — and accepted where credit cards are used. You can swipe your debit card quickly and easily, More...
3 Reasons to Check Your Credit Report Regularly
I hate to admit it, but it’s been awhile since I’ve checked my credit report. Normally, I check my credit report three or four times a year. However, I’ve been a little lax recently. I don’t More...
Ways to Avoid Student Loans
The student loan industry is huge now. Indeed, outstanding student loan debt now exceeds outstanding credit card debt in the U.S. As you get ready for college this fall, it’s a good idea to think about your More...
Protecting Your Assets: Why You Need Insurance
One of the more worrying issues related to your money is how to protect your assets. During time so economic recession and market turmoil, we tend to pull back a little bit and consider how to best protect our money More...
U.S. Credit Downgrade: What’s Next for Mortgage Rates?
Last Friday evening, S&P downgraded the U.S. credit rating. This marks the first time that the U.S. has seen its sterling rating tarnished. Since then, the stock market has been quite volatile, with investors More...