10 Reasons the Housing Market Won’t Recover Anytime Soon
Some rights reserved by TheLizardQueen. Flickr We’re all pulling for the housing market to recover. Most of us want to live the American dream, and part of that dream is having a piece of land and a home of your More...
Is 710 a Good Credit Score? Most Consider 710 a Good Score
// // // ]]> When you are considering whether or not your credit score is ‘good enough’, you need to take into account the changes in the financial industry that have recently taken place. Since the near-collapse More...
Is 700 A Good Credit Score? Increase to a Great Score
// // // ]]> Maintaining a credit score of 700 is a good starting place but you must consistently do what is necessary to ensure your credit score does not drop lower but rather gets better over time. There More...
Is 670 a Good Credit Score? Why 670 is an Okay Score
// // // ]]> There are different types of credit scoring models used by lenders. The credit score helps a lender predict how likely it is that an individual will repay the money they borrow. Whether or not More...
Credit Score Needed for an FHA Loan (2012)
Of all home mortgage products, an FHA loan is one of the easiest to qualify for. FHA loans are more flexible than other home loans, require less than 5% down payment, and help many people qualify for mortgages who More...
Is 650 a Good Credit Score? Learn How a 650 Changes Your Finances
// // // ]]> Your credit score is a three-digit number which has a significant impact on all areas of your financial life. This number will determine whether or not you are approved for a loan, mortgage, lines More...
Is 750 a Good Credit Score? Why 750 is a Great Score
// // // ]]> A credit core of 750 is considered a great credit score by all lenders. The majority of lenders rely on the FICO credit scoring model when determining whether or not to extend credit to an individual. More...
Strategies for Young Adults to Save Money
Young adults in America are currently saving more money than before based on recent information provided by financial institutions like America Saves. However, almost half of young adults that range from the ages More...
5 Positive Financial Steps to Take Before You Reach 30
Young adults who are just out of college or a few years into their careers are in an ideal position to secure a solid financial future. This article lists five specific steps that any young professional should More...
Why and How to Buy Your First Home
Home sweet home – buying a home is a dream for everybody and you are no different. If you still stay in a rented house, you must think about having your own home. Buy your own home and make your dream true. Why More...
Class-action suit of Bank of America is Successful
Bank of America investors might be seeing some cash, as the class-action law suit against the company regarding the 2008 purchase of Merrill Lynch & Co is successful. Investors were weary of lack of transparent in More...
First Tennessee Bank Review, Rates: CDs, Savings, Money Market, Mortgages
First Tennessee Bank is a traditional bank located in Tennessee offering all banking services. First Tennessee is protected by FDIC for $250,000. CDs Money Market Savings Mortgages CDs First Tennessee Bank CD More...
Frost Bank Review, Rates: CDs, Savings, Money Market, Mortgages
Frost Bank has proven their consistent record of performance through their commitments to their customers and the $18.5 billion in assets they are able to reel in. Since 1868, Frost Bank has promised each and every More...
Pentagon Federal Credit Union (PenFed) Review, Rates: CDs, Savings, Money Market, Mortgages
PenFed is a sustainable financial institution, serving more than 1,046,583 members in the Air Force, Army, Coast Guard, Department of Homeland Security, Department of Defense, defense-related companies and the Veterans More...
2011 Was Fantastic Year For Bank CEO Salaries, But Not For Bank’s Market Cap.
2011 was a topsy year in the markets, especially for consumer and investment banks. While most banks lost considerable amounts of their market capitalization, (most) CEO salaries and earnings were on par with previous More...
Washington Savings Bank – Rewards Checking: Free Kindle Reader or Kindle Fire
Washington Savings Bank is offering a Free Kindle Reader ( a $79 Value) or a Free Kindle Fire (a $199 Value) when you sign up for a new Rewards Checking Account and meet their requirements. Washington Savings More...
TCF Bank Review, Rates: CDs, Savings, Money Market, Checking, Mortgages
TCF Bank’s goal is to become the most convenient bank in today’s market. They are an affiliate of TCF Financial Corporation, which is a Minnesota-based national bank holding company. Now the 14th largest issuer More...
Avoid Banking Fees to Keep Personal Finances and Debt More Manageable
New research from the Principal Financial Well-Being Index shows that the economy is the greatest source of stress for Americans, followed by their personal finances, job and health. According to the 52 percent More...
Bancorp South Review, Rates: CDs, Savings, Money Market, Checking, Mortgage
Bancorp South strives to be the leading financial institution in their markets and to be close to the communities in which they serve. For over a century, Bancorp South has displayed excellent leadership and innovate More...
Top 10 Celebrities with Bad Credit Scores
When it comes out that a celebrity has money problems, we tend to show disbelief. After all, how can someone who makes so much money end up in such bad circumstances? It doesn’t make sense to us regular joes that More...