Best Banks and Credit Unions in Georgia

First on our list of the best banks in Georgia, Ally Bank is a complete online and mobile bank. Founded in 2009, the bank has its headquarters in  Sandy, Utah, United States.

The bank offers standard savings accounts, certificates of deposit (CDs), money market accounts (MMAs), and interest-earning checking accounts along with retirement savings, business financing, and loan services. Other financial services of the bank include car finance, online banking via a direct bank, corporate lending, vehicle insurance, mortgage loans, and an electronic trading platform to trade financial assets. As of 2021, the bank owned assets worth $182.114 billion and had a net income of $3.06 billion.

Truist Bank is next on our list of the best banks in Georgia. This institution was founded as a consequence of a merger between BB&T Corp. and SunTrust Banks Inc. in December 2019. Truist Bank currently has over 2,100 branches in 17 states and Washington, D.C., ranking it alongside Bank of America, Chase, and Wells Fargo as one of the largest banks in the United States.

The Truist Online Savings account has no monthly maintenance costs, which might help you meet your savings objectives more quickly. Furthermore, because there is no minimum deposit requirement, the account can be opened at any time.

One of the largest banks in the United States, Wells Fargo is headquartered in San Francisco, California. The bank was founded in 1852 which makes it one of the oldest banks in the country. There are over 70 million customers of the bank around the globe which ranks it as the third-largest bank in America.

Wells Fargo is well-known for its comprehensive range of services including retail banking, mortgage lending, credit cards, and auto loans. The bank is the leader in the retail banking business but also holds a significant ranking in the wholesale banking market.

By the end of 2021, Wells Fargo had assets worth US$1.955 trillion. The bank is dedicated to customer care and offers 24/7 customer support without any conditions. It also has a reliable mobile application and offers online banking options, making it one of the best banks in Georgia.

Chase is the largest bank in Florida with US $4 trillion in Assets. The bank offers a variety of banking products and services. Chase is present in around 100 countries all over the world.

Chase was founded in 1799. It is one of the oldest banks in the United States and has been serving customers for over 223 years. It was originally called the Manhattan Company and it was created by Aaron Burr, who served as its first president, and Samuel Tilden, who served as its first treasurer.

The company got its current name from an earlier merger with J.P Morgan & Co., which took place in 2000. It merged with Chemical Bank to form JPMorgan Chase & Co., which is still its legal name today.

It is also the largest U.S. credit card issuer by purchase volume and offers services like Amazon Prime Rewards Visa Signature Card (credit card), Chase Freedom Unlimited (credit card), etc. Chase is the best bank for the people, who can keep their account balance high, aren’t looking for high-interest rates, and require a bank with more branches all over the world and the US! This all makes Chase another great contender for one of the best banks in Georgia.

Another one of the best banks in Georgia is United Community Bank, which was started in the year 1950 and has become one of the largest banks in the United States of America. It is headquartered in Blairsville, Georgia, and has several branches across the country.

The bank offers savings accounts, checking accounts, money market accounts, CDs, IRAs, mortgage products, and credit cards. Banking and financial products are available for consumers and businesses. United Community Bank is considered one of the most consumer-friendly banks and has a high saving ratio. With $12 billion in assets and $10 billion in deposits, it is one of the largest banks in the country.

Bank of America is the largest and oldest bank in the country with parts of it dating back 240 years. The bank became the first ever coast-to-coast bank in America after the merger of Bank America and Nations Bank in 1998.

The bank is best known for its wide array of banking and financial products including checking accounts, savings accounts, CDs, credit cards, auto loans, purchase mortgages, refinance mortgages, home equity lines of credit (HELOCs), and individual retirement accounts (IRAs)

Self-directed trading, Managed investment portfolios, Private banking, Financial advisors, Business loans, and more. The bank offers excellent customer support through telebanking as well as the mobile app.

Regions Bank is the monetary unit of Regions Financial Corporation, and one of the largest financial service providers in the country. The bank was originally established as the Exchange-Security Bank in 1928 after which its name was changed to First Alabama Bank of Birmingham in 1975. The name Regions Bank came into existence in 1994 after the bank had several acquisitions and mergers.

The bank offers banking and financial solutions to consumers and businesses and is a trusted wealth management service provider in the region. Regions Bank’s full range of banking and financial solutions includes Checking accounts, savings accounts, CDs, IRAs, credit cards, investment options, loans, and mortgages.

With $159.7 billion in assets as of June 30, 2022, Regions Bank is one of the largest banks in the southeastern United States

Ameris Bank was founded in 1971 and is one of the biggest banks in the state as well as in the country. The bank is headquartered in Moultrie, Georgia, and is a traditional brick-and-mortar bank with customer service representatives taking care of customers’ needs.

The bank offers a full slate of products to consumers and businesses including savings accounts, checking accounts, certificates of deposits, money market accounts, and loan and mortgage options.

With assets totaling $8 billion and $7 billion in deposits, Ameris Bank is one of the biggest banks in the country.

CIT Bank is an online financial institution as well as one of the best banks in Georgia. The bank started in 1908 and is headquartered in Salt Lake City, UT. It is a division of First Citizens Bank. The bank offers its services through CIT BANK SAVINGS CONNECT which is available in all 50 states of the country.

The bank offers financial and banking solutions to individuals and businesses. Their product portfolio includes savings accounts, checking accounts, CDs, home loans & mortgages, and more. It is America’s leading bank in lending, leasing, and banking services to middle-market companies and small businesses.

Established in 1933, Navy Federal Credit Union is one of the best banks in Georgia. It started as a seven member committee and today has over 8 million members in its family. The credit union offers banking and financial services to the families of the Military community. Navy Federal Credit Union was also awarded the title of 2022’s Best Credit Union in Illinois.

The service portfolio of the credit union includes business services, car loans, checking, credit cards, home equity, investments, mortgages, personal loans, prepaid cards, savings & CDs, student loans, and more.

The credit union offers its products and services through mobile and digital banking.

Last up on our list of the best banks in Georgia, Family Savings Credit Union was founded in 1951 by a group of seven Goodyear Tire and Rubber, Inc. employees. From seven members, the credit union has now grown to a family of 70,000.

The bank offers a wide range of product offering including business services‚ car loans‚ checking‚ credit cards‚ home equity‚ investments‚ mortgages‚ personal loans‚ savings & CDs‚ and student loans. Financial and banking solutions are available for consumers and businesses.

With assets of $302,468,283 under its name, Family Savings Credit Union is one of the largest credit unions in the state of Georgia as well as in the country.